The Money Tree Plant Care (Pachira aquatica) is one of the most popular indoor plants, known for bringing good luck, wealth, and positive energy. Its glossy green leaves, braided trunk, and low-maintenance nature make it a perfect addition to homes and offices. But to keep it lush and thriving, proper Money Tree care is essential. This guide covers everything you need to know, from watering and sunlight to soil, pruning, and pest prevention.
1. Understanding the Money Tree Plant

Botanical name: Pachira aquatica
Common name: Money Tree, Malabar Chestnut, Guiana Chestnut
Native region: Central and South America
Type: Tropical evergreen tree
Typical height (indoors): 3–6 feet
The Money Tree thrives in warm, humid environments, making it ideal for tropical regions like India and also adaptable to indoor Australian climates.
2. Ideal Light Conditions
- Place your Money Tree in bright, indirect sunlight.
- Avoid harsh direct light, which can scorch leaves.
- In low light, growth slows down, and leaves may drop.
Tip: If your home doesn’t get much sunlight, place the plant near an east or south-facing window filtered through sheer curtains.
3. Watering Your Money Tree Properly
Overwatering is the most common mistake people make with this plant.
| Condition | Watering Frequency | Notes |
|---|---|---|
| Summer / Warm climate | Every 7–10 days | Allow top 2 inches of soil to dry |
| Winter / Cool season | Every 2–3 weeks | Reduce watering |
| Indoor plants | When soil feels dry | Avoid waterlogging |
Pro Tip: Always use a pot with drainage holes. Standing water can lead to root rot.
4. Best Soil Mix for Money Tree Plant Care
The plant prefers a well-draining soil that retains some moisture without becoming soggy.
Recommended soil mix:
- 1 part peat moss or coco coir
- 1 part perlite or coarse sand
- 1 part regular potting soil
You can also use succulent or cactus mix with a bit of organic compost.
5. Ideal Temperature and Humidity
- Temperature: 18–28°C (65–85°F)
- Humidity: 50–60% preferred
If you’re in a dry area, increase humidity by:
- Placing the pot on a pebble tray with water
- Using a humidifier nearby
- Grouping plants together
In India, the plant does well in bright indoor spots away from direct afternoon sunlight.
6. Fertilizing the Money Tree Plant Care
Feed your plant during its active growing season (spring to summer).
Fertilizer schedule:
- Use a balanced liquid fertilizer (10-10-10) every 4–6 weeks.
- Stop feeding in winter when growth slows down.
Avoid over-fertilization, it can burn roots and damage leaves.

7. Pruning and Maintenance
Pruning helps shape the plant and encourage new growth.
- Trim yellow or damaged leaves regularly.
- Cut back overgrown stems using clean pruning shears.
- For a bushier look, prune just above leaf nodes.
You can also re-braid trunks gently if the plant is young and flexible.
8. Repotting Your Money Tree
Repot every 2–3 years or when roots start circling the pot.
Steps:
- Choose a pot 2 inches larger than the old one.
- Refresh with new potting mix.
- Water lightly after repotting.
- Keep in indirect light for a week before moving to its usual spot.
9. Common Problems and Solutions
| Problem | Cause | Solution |
|---|---|---|
| Yellow leaves | Overwatering | Check drainage and let soil dry |
| Dropping leaves | Sudden light or temp change | Keep conditions consistent |
| Brown leaf tips | Low humidity | Mist or increase humidity |
| Pests (mealybugs, spider mites) | Dry air or poor airflow | Wipe leaves, use neem oil spray |
10. Money Tree Plant Care in Indian and Australian Climates
- In India: Grow indoors near a bright window; avoid direct sun and hot winds. It adapts well to the humid coastal regions.
- In Australia: Perfect for both indoor and patio pots. In cooler southern regions, keep it indoors during winter.
Money Trees love stable temperatures. Protect them from AC vents or heaters.
11. Tips for a Healthy, Vibrant Money Tree

Rotate the pot monthly for even growth.
Clean leaves occasionally with a damp cloth.
Use filtered or rainwater if your tap water is heavy in salts.
Keep away from pets, though not highly toxic, it can cause mild stomach upset if eaten.
12. Feng Shui and Symbolism
In Feng Shui, the Money Tree symbolizes prosperity and positive energy.
It’s often placed:
- In the wealth corner (southeast area) of a room.
- Near office desks or entrances for attracting luck and financial stability.
13. Frequently Asked Questions (FAQs)
Water when the top 2 inches of soil are dry, typically once every 7–10 days.
Yes. It purifies air and grows well with moderate light, just avoid total darkness.
Likely due to overwatering or poor drainage. Allow soil to dry and ensure pot holes aren’t blocked.
Yes, bright indirect light is ideal. Avoid harsh afternoon rays.
Yes, in tropical or warm climates, ensure partial shade and well-drained soil.
Conclusion
Caring for a Money Tree is simple when you balance light, water, and humidity.
With the right care, your plant will thrive for years, adding not just greenery but also good fortune and calm energy to your home or workspace.