Money Tree Plant Care: Complete Guide 2026

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By ClassyPlants

The Money Tree Plant Care (Pachira aquatica) is one of the most popular indoor plants, known for bringing good luck, wealth, and positive energy. Its glossy green leaves, braided trunk, and low-maintenance nature make it a perfect addition to homes and offices. But to keep it lush and thriving, proper Money Tree care is essential. This guide covers everything you need to know, from watering and sunlight to soil, pruning, and pest prevention.


1. Understanding the Money Tree Plant

Money Tree Plant

Botanical name: Pachira aquatica

Common name: Money Tree, Malabar Chestnut, Guiana Chestnut

Native region: Central and South America

Type: Tropical evergreen tree

Typical height (indoors): 3–6 feet

The Money Tree thrives in warm, humid environments, making it ideal for tropical regions like India and also adaptable to indoor Australian climates.


2. Ideal Light Conditions

  • Place your Money Tree in bright, indirect sunlight.
  • Avoid harsh direct light, which can scorch leaves.
  • In low light, growth slows down, and leaves may drop.

Tip: If your home doesn’t get much sunlight, place the plant near an east or south-facing window filtered through sheer curtains.


3. Watering Your Money Tree Properly

Overwatering is the most common mistake people make with this plant.

ConditionWatering FrequencyNotes
Summer / Warm climateEvery 7–10 daysAllow top 2 inches of soil to dry
Winter / Cool seasonEvery 2–3 weeksReduce watering
Indoor plantsWhen soil feels dryAvoid waterlogging

Pro Tip: Always use a pot with drainage holes. Standing water can lead to root rot.


4. Best Soil Mix for Money Tree Plant Care

The plant prefers a well-draining soil that retains some moisture without becoming soggy.

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Recommended soil mix:

  • 1 part peat moss or coco coir
  • 1 part perlite or coarse sand
  • 1 part regular potting soil

You can also use succulent or cactus mix with a bit of organic compost.


5. Ideal Temperature and Humidity

  • Temperature: 18–28°C (65–85°F)
  • Humidity: 50–60% preferred

If you’re in a dry area, increase humidity by:

  • Placing the pot on a pebble tray with water
  • Using a humidifier nearby
  • Grouping plants together

In India, the plant does well in bright indoor spots away from direct afternoon sunlight.


6. Fertilizing the Money Tree Plant Care

Feed your plant during its active growing season (spring to summer).

Fertilizer schedule:

  • Use a balanced liquid fertilizer (10-10-10) every 4–6 weeks.
  • Stop feeding in winter when growth slows down.

Avoid over-fertilization, it can burn roots and damage leaves.

Fertilizing the Money Tree

7. Pruning and Maintenance

Pruning helps shape the plant and encourage new growth.

  • Trim yellow or damaged leaves regularly.
  • Cut back overgrown stems using clean pruning shears.
  • For a bushier look, prune just above leaf nodes.

You can also re-braid trunks gently if the plant is young and flexible.


8. Repotting Your Money Tree

Repot every 2–3 years or when roots start circling the pot.

Steps:

  1. Choose a pot 2 inches larger than the old one.
  2. Refresh with new potting mix.
  3. Water lightly after repotting.
  4. Keep in indirect light for a week before moving to its usual spot.

9. Common Problems and Solutions

ProblemCauseSolution
Yellow leavesOverwateringCheck drainage and let soil dry
Dropping leavesSudden light or temp changeKeep conditions consistent
Brown leaf tipsLow humidityMist or increase humidity
Pests (mealybugs, spider mites)Dry air or poor airflowWipe leaves, use neem oil spray

10. Money Tree Plant Care in Indian and Australian Climates

  • In India: Grow indoors near a bright window; avoid direct sun and hot winds. It adapts well to the humid coastal regions.
  • In Australia: Perfect for both indoor and patio pots. In cooler southern regions, keep it indoors during winter.
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Money Trees love stable temperatures. Protect them from AC vents or heaters.


11. Tips for a Healthy, Vibrant Money Tree

Money Tree Plant Care

Rotate the pot monthly for even growth.

Clean leaves occasionally with a damp cloth.

Use filtered or rainwater if your tap water is heavy in salts.

Keep away from pets, though not highly toxic, it can cause mild stomach upset if eaten.


12. Feng Shui and Symbolism

In Feng Shui, the Money Tree symbolizes prosperity and positive energy.
It’s often placed:

  • In the wealth corner (southeast area) of a room.
  • Near office desks or entrances for attracting luck and financial stability.

13. Frequently Asked Questions (FAQs)

How often should I water my Money Tree?

Water when the top 2 inches of soil are dry, typically once every 7–10 days.

Can I keep the Money Tree in my bedroom?

Yes. It purifies air and grows well with moderate light, just avoid total darkness.

Why are my Money Tree leaves turning yellow?

Likely due to overwatering or poor drainage. Allow soil to dry and ensure pot holes aren’t blocked.

Does Money Tree need sunlight?

Yes, bright indirect light is ideal. Avoid harsh afternoon rays.

Can I grow Money Tree outdoors?

Yes, in tropical or warm climates, ensure partial shade and well-drained soil.


Conclusion

Caring for a Money Tree is simple when you balance light, water, and humidity.
With the right care, your plant will thrive for years, adding not just greenery but also good fortune and calm energy to your home or workspace.

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